In Japan, purchasing primary automobile insurance is mandatory. The insurance name is CALI(Compulsory Automobile Liability Insurance), which is Jibaiseki in Japanese. If you are not with Jibaiseki when driving vehicles, you are subject to imprisonment of up to 6 months or a fine of up to 300,000 yen under the Road Trucking Vehicle Act. When you bring your car into Japan, the first thing to do for driving the car is purchasing Jibaiseki. Also, when somebody gives a car to you in Japan, the first thing you have to check is whether the car is insured with Jibaiseki. In this article, we explain where to buy Jibaiseki in Japan.
Where is Jibaiseki available?
If you newly purchase vehicles in Japan, car dealers will surely help you to buy Jibaiseki. However, in the case where you have to purchase only Jibaiseki, the following steps will be helpful.
Where to buy Jibaiseki depends on the kinds of your vehicle. Jibaiseki for Motorbike is the easiest to buy. You can purchase it in the convenience store or on the internet. But Jibaiseki for cars is not that easy. It’s available to purchase in the following places:
・Automobile repair shops
・Automobile repair factories
・Land Transportation Office
The price for Jibaiseki doesn’t depend on where you buy it. Its coverage and price are all the same everywhere because Jibaiseki is not run for profit nor advantages. It’s established purely for protecting car accident victims, and it’s run by the Japanese government. For the application, prepare an insurance premium and a document officially showing your car number.
Jibaiseki price is as follows:
CALI's price in Japan (Unit: JPY)
|Kinds of vehicle||Contract period (month)|
|Regular passenger vehicle||36,780||35,950||26,680||25,830||16,380||15,520|
|Small motor truck||-||-||30,460||29,470||18,360||17,350|
|"Kei" passenger vehicle which is for "Shaken"||35,610||34,820||25,880||25,070||15,960||15,130|
|Regular truck of which maximum carring capacity is over 2t||-||-||53,890||51,990||30,660||28,720|
|Regular truck of which maximum carring capacity is under 2t||-||-||44,100||42,580||25,520||23,970|
|Motorcycle with over 250cc||14,950||14,690||11,780||11,520||8,560||8,290|
|Motorcycle with 125-250cc||-||15,720||-||12,220||-||8,650|
|Motorized bycycle with under 125cc||-||2,340||-||9,950||-||7,500|
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