Automobile Insurance

Let's understand the basic concept of automobile insurance in Japan. There are two main types: Compulsory Automobile Liability Insurance and Voluntary Automobile Insurance. On this page, you will understand how each of them works and the difference between them.

  • 16/01/2020
  • 26/03/2020

Percentage of Negligence in CALI

The total amount of compensation depends on the Percentage of Negligence in a traffic accident. That means, if the car accident victim is 30% negligent in the accident, the amount of compensation he/she legally deserves will be 30% off to all the amount. However, when it comes to CALI's payout, a car accident victim can receive a total of the payout even if he/she is 30% negligent in the accident. In this article, we take a closer look at how the percentage of negligence works in CALI.

  • 02/01/2020
  • 26/03/2020

How insurance works when being a victim of a traffic accident

When you become a traffic accident victim, how does insurance work for getting compensation? If a perpetrator has voluntary insurance, you can likely get compensated entirely. However, what if the perpetrator is only with CALI?

  • 21/12/2019
  • 27/12/2019

Variety of voluntary insurances

More than 70% of Japanese people purchase voluntary insurance in addition to CALI. Voluntary insurance has three kinds: liability insurance, accident insurance, and motor vehicle insurance.

  • 16/12/2019
  • 26/03/2020

CALI's tentative payout

If a traffic accident victim experiences financial difficulties, he/she can claim tentative payout to CALI. After checking the submitted document, CALI tentatively pays a limited amount even before the total compensation amount is not confirmed.

  • 06/11/2019
  • 07/11/2019

What to do if the responsible party is not afforded for compensation

Getting financially recovered from traffic accidents is challenging especially when it was caused by an uninsured car, people without enough money or insurance, or people who are not sincere for their fault. You can find what to do when you're involved in such accidents.

  • 28/10/2019
  • 26/03/2020

CALI's price and Shaken

In Japan, there are two legal obligations when owning cars. The one is to purchase Compulsory Automobile Liability Insurance (CALI) and to pass Motor-vehicle Inspection (Sha-ken) every two years. You can find CALI's generic price in this article.

  • 15/10/2019
  • 26/03/2020

Applying for payout from CALI

If you become a traffic accident victim in Japan, we recommend to make self application for payout from CALI. The reason is self application is quicker to get part of compensation money.

  • 11/10/2019
  • 26/03/2020

How does car insurance work in Japan?

We explain an overview of how the average Japanese people compensate for car accident victims by using automobile insurance. In most of the cases, at-fault drivers compensate for victim's damages by using both Compulsory Automobile Liability Insurance (CALI) and voluntary insurance.

  • 22/08/2019
  • 26/03/2020

Compulsory Automobile Liability Insurance

Purchasing primary insurance, so-called CALI, for your vehicle is legally mandatory in Japan. Almost all the victims in automobile accidents can get minimum compensation by CALI. Even if the at-fault driver didn't purchase CALI, there is a special insurance plan operated by the Japanese government.